In addition, this card does not offer either cash advance or balance transfer options. And perhaps most importantly, the Sheetz Personal Credit Card limits your rewards earnings to only Sheetz store purchases. So unless you're spending like crazy at Sheetz stores this card offers little value as a rewards credit card. Sheetz Sheetz NOTE: If you apply for the Sheetz Visa Card but do not qualify for it, we will automatically consider you for the Sheetz Personal Credit Card. The Sheetz Personal Credit Card can only be used at Sheetz locations and has rates, fees, benefits and features that are different from the Sheetz Visa Card.